Terms of Use

Effective Date: July 1, 2026

Welcome to QuoteMeRates.com, operated by Maxim Lending, Corp (NMLS# 2273788) ("Company," "we," "us," or "our"). By accessing or using this website, you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use this site.

1. Use of This Site

This site is intended for individuals 18 years of age or older who are interested in obtaining information about mortgage loan products. By using this site, you represent that you are at least 18 years old and have the legal capacity to enter into a binding agreement.

You agree to use this site only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use of the site. Prohibited uses include transmitting any unlawful, harmful, or fraudulent content, attempting to gain unauthorized access to our systems, or using automated tools to scrape or harvest data from this site.

2. Not a Commitment to Lend

The information provided on this site, including mortgage rates, APRs, and loan terms, is for informational purposes only and does not constitute a commitment or offer to lend.

Rates shown are based on specific assumptions including loan amount, credit score, loan-to-value ratio, property type, and occupancy status. Actual rates and terms will vary based on your individual qualifications and market conditions at the time of application. All loans are subject to credit approval, underwriting review, and applicable federal and state regulations.

Submitting a quote request or uploading a Loan Estimate does not constitute a loan application and does not guarantee loan approval or any specific rate or term.

3. Regulatory Disclosures

  • NMLS: Maxim Lending, Corp is licensed through the Nationwide Multistate Licensing System (NMLS# 2273788). You may verify our license at NMLS Consumer Access.
  • Licensed States: We are currently licensed to originate mortgage loans in California, Florida, Maryland, South Carolina, Washington, Colorado, and Virginia. We do not originate loans in states where we are not licensed.
  • Equal Housing Lender: We are an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, or familial status in accordance with the Fair Housing Act.
  • RESPA: We comply with the Real Estate Settlement Procedures Act (RESPA). We do not accept kickbacks or referral fees prohibited by RESPA.
  • TILA/Regulation Z: Rates and APR information displayed on this site are provided for comparison purposes. This is not an advertisement for credit as defined by Regulation Z until a formal Loan Estimate is issued.

4. Loan Estimate Upload

By uploading a Loan Estimate document, you represent that you have the right to share the document and that the information contained therein is accurate. Uploaded documents are used solely for the purpose of providing you with a competitive rate comparison.

We will handle uploaded documents in accordance with our Privacy Policy and applicable law. Documents are stored securely and accessible only to authorized personnel. We do not share your uploaded documents with third parties except as described in our Privacy Policy.

5. Communications Consent

By submitting a quote request and checking the consent box, you agree to be contacted by Maxim Lending, Corp regarding your inquiry via phone, email, and/or text message, including via autodialed or prerecorded calls and messages, in accordance with the Telephone Consumer Protection Act (TCPA).

Consent is not a condition of obtaining a loan or any other product or service. You may opt out at any time by replying STOP to any text message, calling 1-888-345-9333, or emailing [email protected].

6. Intellectual Property

All content on this site, including text, graphics, logos, and software, is the property of Maxim Lending, Corp or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this site without our express written permission.

7. Disclaimer of Warranties

THIS SITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. We do not warrant that the site will be uninterrupted, error-free, or free of viruses or other harmful components. Rate information is subject to change without notice and may not reflect current market conditions at the time you view it.

8. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, MAXIM LENDING, CORP SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THIS SITE OR RELIANCE ON ANY INFORMATION PROVIDED HEREIN, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM ARISING FROM YOUR USE OF THIS SITE SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100).

9. Indemnification

You agree to indemnify, defend, and hold harmless Maxim Lending, Corp, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of this site, your violation of these Terms, or your violation of any rights of another party.

10. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any dispute arising from these Terms or your use of this site shall be resolved exclusively in the state or federal courts located in Orange County, California, and you consent to personal jurisdiction in such courts.

Nothing in these Terms shall limit our right to seek injunctive or other equitable relief in any court of competent jurisdiction.

11. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the site after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

12. Contact Us

If you have questions about these Terms, please contact us:

Maxim Lending, Corp

NMLS# 2273788

23272 Mill Creek Drive, Suite W310, Laguna Hills, CA 92653

Phone: 1-888-345-9333

Email: [email protected]

Licensed in CA, FL, MD, SC, WA, CO, VA. Equal Housing Lender. Loans subject to credit approval. Rates and terms subject to change without notice. Not a commitment to lend.

Maxim Lending, Corp

NMLS# 2273788 |  Licensed in CA, FL, MD, SC, WA, CO, VA  |  Equal Housing Lender

23272 Mill Creek Drive, Suite W310, Laguna Hills, CA 92653  |  Office: 1-888-345-9333  |  Mobile: (949) 381-9633  |  www.maximlending.net

Loans subject to credit approval. Rates and terms subject to change without notice. Not a commitment to lend. This is not an advertisement for credit as defined by Regulation Z.

© 2026 Maxim Lending, Corp. All rights reserved.  |  BBB A+ Rated