QuoteMeRates.com1-888-345-9333
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Lower Your Rate.
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Get a personalized mortgage quote in minutes — no obligation, no hard credit pull. Licensed in CA, FL, MD, SC, WA, CO & VA.

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Today's Rates

Current Mortgage Rates

As of July 18, 2026 · Rates subject to change without notice

CONV

30-Year Fixed Conventional

5.750%
APR 6.05%
Lock This Rate
CONV

15-Year Fixed Conventional

4.875%
APR 5.42%
Lock This Rate
HELOAN

20-Year Fixed Home Equity Loan

6.375%
APR 6.72%
Lock This Rate
VA

5/1 ARM VA Loan

4.750%
APR 5.14%
Lock This Rate
FHA

5/1 ARM FHA Loan

4.750%
APR 5.20%
Lock This Rate

Rates are based on a $450,000 loan amount, 740+ credit score, primary residence, and LTV of 75% or lower. Rates shown include 2.25 discount points. Rates shown are for informational purposes only and are subject to change without notice. Rate and APR may vary based on loan amount, credit score, LTV, and other factors. Contact us for a personalized quote.

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Answer 3 quick questions and a licensed advisor will reach out within 1 hour with your best rate.

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1
What's your goal?
2
Property details
3
Your contact info

What are you looking to do?

Select the option that best fits your needs.

Beat Your Rate

Got a Locked Loan Estimate? We'll Beat It.

Upload your current or locked Loan Estimate and a licensed advisor will review it — we'll either come back with a better offer, or confirm you're already getting a really great deal.

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Why Borrowers Choose Maxim Lending

We work for you — not the bank.

Fast Closings

We move quickly so you never lose a deal. Most loans close in 21 days or less.

Lowest Rate Guarantee

Send us any locked Loan Estimate and we'll beat it — or confirm you're already getting the best deal.

Licensed Mortgage Broker

We shop multiple lenders on your behalf to find you the best rate and terms — you get more options, not just one bank's offer.

No Obligation

Get a quote with zero pressure. No hard credit pull. No commitment required to see your rate.

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What Our Clients Say

5.0 average rating

"Brian saved me 0.5% off my rate compared to my bank's offer. Closed in 18 days. Couldn't be happier with the service."

Michael R.

Irvine, CA · Purchase · 30-Yr Fixed

"I uploaded my Loan Estimate and they came back with a better rate within 45 minutes. Saved over $200/month on my refinance."

Sandra T.

San Diego, CA · Refinance · 15-Yr Fixed

"As first-time buyers we were nervous, but the team walked us through every step. Professional, fast, and genuinely cared about getting us the best deal."

James & Lisa K.

Seattle, WA · Purchase · 30-Yr Fixed

Frequently Asked Questions

Everything you need to know about today's mortgage rates

What are today's mortgage rates?+
Today's rates from Maxim Lending include a 30-year fixed conventional at 5.750% (6.05% APR), a 15-year fixed at 4.875% (5.42% APR), and a 20-year home equity loan at 6.375% (6.72% APR). Rates are based on a $450,000 loan, 740+ credit score, primary residence, and LTV ≤75%. Rates change daily — submit a quote request for your personalized rate.
Will getting a quote affect my credit score?+
No. Requesting a rate quote from QuoteMeRates.com does not require a hard credit pull. You can see your personalized mortgage rate with zero impact to your credit score.
How quickly will I hear back after submitting a request?+
A licensed mortgage advisor will contact you within 1 hour of submitting your quote request. For faster service, call us directly at 1-888-345-9333.
What types of loans does Maxim Lending offer?+
We offer purchase loans, rate-and-term refinances, cash-out refinances, home equity loans, hard money loans, and construction loans. As a licensed mortgage broker, we shop multiple lenders to find you the best rate — licensed in CA, FL, MD, SC, WA, CO, and VA.
Can you beat my current Loan Estimate?+
Yes. Upload your locked Loan Estimate using the form on this page and a licensed advisor will review it within 1 hour. We'll either come back with a better offer or confirm you're already getting a great deal — no obligation either way.
What is the difference between interest rate and APR?+
The interest rate is the base cost of borrowing, expressed as a percentage of the loan. The APR (Annual Percentage Rate) includes the interest rate plus lender fees and discount points, giving you a more complete picture of the loan's true cost. Our rates include 2.25 discount points.

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Licensed in CA, FL, MD, SC, WA, CO & VA · Equal Housing Lender · NMLS# 2273788

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Maxim Lending, Corp

NMLS# 2273788 |  Licensed in CA, FL, MD, SC, WA, CO, VA  |  Equal Housing Lender

23272 Mill Creek Drive, Suite W310, Laguna Hills, CA 92653  |  Office: 1-888-345-9333  |  Mobile: (949) 381-9633  |  www.maximlending.net

Loans subject to credit approval. Rates and terms subject to change without notice. Not a commitment to lend. This is not an advertisement for credit as defined by Regulation Z.

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